Certainly sorry to hear about your problems 380, - but these phones aren't free. Somebody's paying for them just not the user. The problem with these things is, once started they get expanded WAY beyond their original intent. Over the next several years, this program is going to cost at least 5x's or more, what it's costing today. I hope you get back on your feet as soon as possible, - and won't need this program. Best of luck, ...